Full-service lending compliance and operations — built on three generations of expertise.
The Infrastructure Gap in Lending
Small and mid-size lenders — private capital, asset-based lenders, correspondent lenders — often don't have the specialized expertise or the volume to justify building in-house underwriting, compliance, and servicing infrastructure.
Deals Stall
Files sit unprocessed without the right operational backbone in place.
Files Get Rejected
Secondary investors turn away files that aren't prepared to move cleanly.
Lenders Can't Scale
Promising lenders hit a ceiling without the infrastructure to grow.
The need exists. The expertise and infrastructure to meet it consistently often don't. That's where we come in.
Three Pillars, One Full-Service Platform
What We Do
Loan Production
Processing, underwriting, and quality control for Non-QM, DSCR, bridge, multifamily, commercial, and SBA files — prepared to move cleanly into the secondary market.
Lender Infrastructure
White-label operations and compliance setup for private lenders, asset-based lenders, and correspondent lenders who are launching or scaling. Actively pursuing 8(a) contract eligibility to serve HUD-approved lenders.
Borrower Lifecycle Services
Transaction coordination through post-closing servicing, collections, and loan modification — the full lifecycle of a loan, start to finish. Extending this model into auto finance.
Who We Serve
We partner with the lenders and investors who need real operational depth — not just a vendor relationship.
Private Lenders
Asset-Based Lenders
Correspondent Lenders
Broker Partners
HUD-Approved Lenders (in progress)
Real Estate Investors
Financing Non-QM, DSCR, bridge, multifamily, and commercial deals.
Pricing That Flexes to How You Operate
Individual Brokers
Pay per file — no retainer overhead. Simple, straightforward, and built for deal-by-deal volume.
Lenders Closing in Their Own Entity
Work under a retainer plus per-file bonus structure, built around volume and performance.
Either way, our model scales with volume, not headcount — which is what makes us a scalable operations partner, not a staffing shop.
Built Fast, Built to Last
Active Lender Relationships
Including secondary lenders Eastview Capital and Blue Lake.
Portfolio Engagement
Years of Experience
Underwriting, loss mitigation, credit analysis, compliance, Risk Analysis and loan processing.
NAMU® and CMMU® Certified · Incorporated June 2026
Led by Deep Industry Expertise
Our team brings 20+ years of combined experience in mortgage underwriting, loss mitigation, credit analysis, and loan processing — backed by industry certifications and a shared commitment to precision, compliance, and client trust on every file we handle.
NAMU®
Certified
CMMU®
Certified
Built to Grow, Built to Last
We're building The Sunflower Group as a long-term partner for the lenders we serve — expanding our infrastructure and capabilities as our clients' needs grow.
Real Estate Today
Full-service compliance and operations across Non-QM, DSCR, bridge, multifamily, commercial, and SBA lending.
New Verticals on the Horizon
Extending our lifecycle services model into auto finance and beyond as client demand grows.
Rooted in Texas
Proud to be building this in Texas, with deep roots in Longview and DFW.
Let's Build Something That Lasts.
Ready to move your next file forward? Let's talk.
Get in Touch
Kim Bates, NAMU® | CMMU®
Founder/CEO
The Sunflower Group LLC
📞 (C) 214-229-7064
✉️ Kim@thesfgrpllc.com
🌐 www.thesfgrpllc.com
Why Partner With Us?
- Scalable operations — no unnecessary overhead
- Certified expertise in underwriting and compliance
- Flexible pricing built around your volume
- Full borrower lifecycle coverage
- A long-term partner, not just a vendor
The Sunflower Group LLC